Real Estate in Wisconsin Minocqua Boulder Junction Manitowish Waters Arbor Vitae St Germain Presque Isle Mercer Iron Vilas Oneida County

5. Choose a Home

There's no doubt that choosing a home is a big decision and you want to do it right.

As a buyer, here's what actually happens. A home has been placed on the market for which the seller has established an asking price as well as other terms. In effect, this is an offer. At this point, you have three choices: accept the seller's offer and create a contract; reject it and not make an offer; or suggest different terms and make a counter-offer. If you choose this last option, the seller may accept, reject or make a counter-offer.

No aspect of the home buying process is more complex, personal or variable than bargaining between buyers and sellers. This is the point where the value of an experienced REALTOR® is clearly evident because he or she knows the community, has seen numerous homes for sale, knows local values and has spent years negotiating realty transactions.

Is it THE house?
A house is shelter, but a home is far more. It's where you live, relax, entertain friends, raise families, and work. A home is where you spend much of your life, and so choosing a house is an enormous decision.

How do you know if a house is THE one? Probably the best approach is to look at as many homes as possible, something made easy by jeffbolander.com, where you can quickly and easily view huge numbers of homes, check prices, take video tours and view extensive neighborhood information. Once your choices have been narrowed, you can then contact me to find specific information and options.

Can you really afford it?
Remember Step 2 - the pre-approval process? Getting pre-approved means you have a very good idea of how much you can borrow, what loan programs will most likely work best in your situation and how much home you can afford.

How reliable is a pre-approval? While pre-approval is not a loan commitment, it's still necessary for lenders to check such items as appraisals and the latest credit reports. Despite fluctuating interest rates, pre-approval nonetheless provides a reasoned, careful analysis of what you can afford. After all, loan officers are routinely paid only when loans are originated. It doesn't make much sense for loan officers to suggest high loan limits that later can't be delivered.

Next: Get Funding

Check out Jeff's Twitter Page - twitter.com/JeffBolander
 Check out Jeff's YouTube Channel - YouTube.com/WIRealEstate

Home Page | Search ALL MLS Listings | Search Listings | Featured Listings | New Listings | Open Houses
Why List with Jeff | Buyers Info | Sellers Info | Relocation Info | Homeowners | Mortgage Center | Community Links | Jeff's Background | Contact Jeff | Links


Homestead Realty, Inc.

Northern Wisconsin Phone 715-892-2751

Northern Wisconsin Office
PO Box 2089
Woodruff, WI 54568-2089
715-892-2751		 Southern Wisconsin Office
520 Broad Street
Lake Geneva, WI 53147
262-248-4747 (phone)
262-248-7776 (fax)
Real Estate in Wisconsin Minocqua Boulder Junction Manitowish Waters Arbor Vitae St Germain Presque Isle Mercer Iron Vilas Oneida County

This web site is a member of the

Network

This site and all pages herein have been designed by and are hosted by
the Internet Specialists at UpNorth Publishing, a division of BOTEK CORPORATION
and are the property of BOTEK CORPORATION.
Copyright © 2010 BOTEK CORPORATION All Rights Reserved.

Fishing in Northern Wisconsin and Western UP of Michigan Snowmobiling in Northern Wisconsin and Western UP of Michigan Lodging in Northern Wisconsin and Western UP of Michigan

Here a list of the towns, counties and areas covered by these web sites.  Since information is being added and updated constantly, some areas my not be completely represented yet.

Wisconsin: Apostle Islands, Ashland, Alvin, Arbor Vitae, Argonne, Blackwell, Boulder Junction, Bradley, Brantwood, Carter, Cavour, Chequamegon Bay, Clearwater Lake, Clifford, Conover, Crandon, Cresent Lake, Eagle River, Enterprise, Harshaw, Hayward, Hazelhurst, Heafford Junction, Hiles, Hurley, Jennings, Lac du Flambeau, Lake George, Lake Tomahawk, Land O Lakes, Laona, Long Lake, Manitowish Waters, McNaughton, Mercer, Minocqua, Mole Lake, Monico, Newbold, Park Falls, Pelican Lake, Phelps, Popple River, Presque Isle, Rhinelander, St. Germain, Sayner, Star Lake, Starks, Sugar Camp, Three Lakes, Tomahawk, Tripoli, Turtle Flambeau Flowage, Wabeno, Winchester, Woodboro, Woodruff, Lake Michigan, Lake Superior and the counties of Onieda, Vilas, Iron.
Michigan: Western Upper Peninsula of Michigan and the towns of Marinesco, Ironwood, Bessemer, Wakefield, Iron River, Iron Mountain, Lake Gogebic, Bergland, Silver City, Hancock, Watersmeet, Lake Michigan, Lake Superior and others.